{
  "page": "https://wealthtech.dev/products/moneyguide",
  "title": "MoneyGuide API: access, auth, sandbox and MCP (checked Oct 2026)",
  "description": "MoneyGuide data is exposed through Envestnet's Investor Experience APIs, which return goal summary, expense timeline and success meter data. Access to the reference, documentation and credentials requires Envestnet Developer Portal credentials, and Envestnet asks you to contact your Account Manager.",
  "updated": "2026-10-17",
  "data": {
    "$schema": "https://wealthtech.dev/schema/product.schema.json",
    "url": "https://wealthtech.dev/products/moneyguide",
    "title": "MoneyGuide API: access, auth, sandbox and MCP (checked Oct 2026)",
    "lastChecked": "2026-10-17",
    "id": "moneyguide",
    "name": "MoneyGuide",
    "vendor": "Envestnet",
    "website": "https://www.envestnet.com/financial-planning",
    "category": "planning",
    "tier": "core",
    "company": "envestnet",
    "listed": true,
    "access": {
      "value": "partner-gated",
      "state": "verified",
      "checked": "2026-10-17",
      "source": "vendor",
      "url": "https://developer.envestnet.com/products/envestnet/investor-experience",
      "evidence": "Access to API reference, documentation, and credentials requires Envestnet Developer Portal credentials.",
      "capture": "evidence/moneyguide/developer-envestnet-com-products-envestnet-investor-experience.txt",
      "note": null
    },
    "docsUrl": {
      "value": "https://developer.envestnet.com/products/envestnet/investor-experience",
      "state": "verified",
      "checked": "2026-10-17",
      "source": "vendor",
      "url": "https://developer.envestnet.com/products/envestnet/investor-experience",
      "evidence": "Investor Experience APIs are built with a client focus",
      "capture": "evidence/moneyguide/developer-envestnet-com-products-envestnet-investor-experience.txt",
      "note": null
    },
    "style": {
      "value": [],
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "The Investor Experience page names API reference and documentation but does not state the API style."
    },
    "auth": {
      "value": [],
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "Page says endpoints are called 'after authenticating as an investor' and that credentials come with Developer Portal access; the scheme is not named."
    },
    "howToGetAccess": {
      "value": "Contact your Envestnet Account Manager; a discovery session with the Integrations Team can be scheduled.",
      "state": "verified",
      "checked": "2026-10-17",
      "source": "vendor",
      "url": "https://developer.envestnet.com/products/envestnet/investor-experience",
      "evidence": "Please contact your Account Manager to discuss your business needs.",
      "capture": "evidence/moneyguide/developer-envestnet-com-products-envestnet-investor-experience.txt",
      "note": null
    },
    "sandbox": {
      "value": "unknown",
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "Not stated on the Investor Experience page."
    },
    "rateLimits": {
      "value": null,
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "Not stated on the public Envestnet developer page read."
    },
    "webhooks": {
      "value": null,
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "Not stated on the public Envestnet developer page read."
    },
    "sdks": {
      "value": [],
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "Not stated on the public Envestnet developer page read."
    },
    "openapi": {
      "value": "none",
      "state": "unknown",
      "checked": "2026-10-17",
      "note": "API reference sits behind Developer Portal credentials; no public spec seen."
    },
    "partnerProgram": {
      "value": "Envestnet Developer Portal; discovery session with the Integrations Team",
      "state": "verified",
      "checked": "2026-10-17",
      "source": "vendor",
      "url": "https://www.envestnet.com/integrations",
      "evidence": "Visit our unified portal for the tools needed to leverage Envestnet’s API",
      "capture": "evidence/moneyguide/www-envestnet-com-integrations.txt",
      "note": null
    },
    "publicIntegrationList": {
      "value": "https://www.envestnet.com/integrations",
      "state": "verified",
      "checked": "2026-10-17",
      "source": "vendor",
      "url": "https://www.envestnet.com/integrations",
      "evidence": "Seamlessly integrate data, platforms, and solutions",
      "capture": "evidence/moneyguide/www-envestnet-com-integrations.txt",
      "note": null
    },
    "connectionMechanisms": {
      "value": [
        "native-api"
      ],
      "state": "verified",
      "checked": "2026-10-17",
      "source": "vendor",
      "url": "https://developer.envestnet.com/products/envestnet/investor-experience",
      "evidence": "Connection APIs provide access to goal summary, expense timeline, and success meter data from Envestnet MoneyGuide.",
      "capture": "evidence/moneyguide/developer-envestnet-com-products-envestnet-investor-experience.txt",
      "note": "Page adds: 'Use of these APIs requires a firm to be enabled for the ENV | MoneyGuide integration.'"
    },
    "mcp": [
      "envestnet-connector"
    ],
    "whatDocsDontSay": [
      "Envestnet's public page does not state authentication scheme, sandbox, rate limits, webhooks or SDKs; the reference is behind portal credentials.",
      "The MoneyGuide APIs described cover goal summary, expense timeline and success meter data, and are described as investor-facing."
    ],
    "changelog": [],
    "summary": "MoneyGuide data is exposed through Envestnet's Investor Experience APIs, which return goal summary, expense timeline and success meter data. Access to the reference, documentation and credentials requires Envestnet Developer Portal credentials, and Envestnet asks you to contact your Account Manager.",
    "license": "CC BY 4.0",
    "attribution": "wealthtech.dev",
    "publisher": "wealthtech.dev"
  }
}