# MoneyGuide API: access, auth, sandbox and MCP (checked Oct 2026)

> MoneyGuide data is exposed through Envestnet's Investor Experience APIs, which return goal summary, expense timeline and success meter data. Access to the reference, documentation and credentials requires Envestnet Developer Portal credentials, and Envestnet asks you to contact your Account Manager.

- Vendor: Envestnet (Envestnet)
- Website: https://www.envestnet.com/financial-planning
- Category: Financial planning (core)
- API access: Partner-gated
- Last checked: 2026-10-17
- Id: `moneyguide` · JSON: https://wealthtech.dev/products/moneyguide.json

## Developer surface

| Field | Value | Source and quote | Checked |
|---|---|---|---|
| API access | Partner-gated | Checked on the source's own page. [developer.envestnet.com](https://developer.envestnet.com/products/envestnet/investor-experience) "Access to API reference, documentation, and credentials requires Envestnet Developer Portal credentials." | 2026-10-17 |
| Developer docs | https://developer.envestnet.com/products/envestnet/investor-experience | Checked on the source's own page. [developer.envestnet.com](https://developer.envestnet.com/products/envestnet/investor-experience) "Investor Experience APIs are built with a client focus" | 2026-10-17 |
| API style | Not found | Not found. The Investor Experience page names API reference and documentation but does not state the API style. The Investor Experience page names API reference and documentation but does not state the API style. | 2026-10-17 |
| Authentication | Not found | Not found. Page says endpoints are called 'after authenticating as an investor' and that credentials come with Developer Portal access; the scheme is not named. Page says endpoints are called 'after authenticating as an investor' and that credentials come with Developer Portal access; the scheme is not named. | 2026-10-17 |
| How to get access | Contact your Envestnet Account Manager; a discovery session with the Integrations Team can be scheduled. | Checked on the source's own page. [developer.envestnet.com](https://developer.envestnet.com/products/envestnet/investor-experience) "Please contact your Account Manager to discuss your business needs." | 2026-10-17 |
| Sandbox | Not found | Not found. Not stated on the Investor Experience page. Not stated on the Investor Experience page. | 2026-10-17 |
| Rate limits | Not found | Not found. Not stated on the public Envestnet developer page read. Not stated on the public Envestnet developer page read. | 2026-10-17 |
| Webhooks | Not found | Not found. Not stated on the public Envestnet developer page read. Not stated on the public Envestnet developer page read. | 2026-10-17 |
| SDKs | Not found | Not found. Not stated on the public Envestnet developer page read. Not stated on the public Envestnet developer page read. | 2026-10-17 |
| OpenAPI spec | Not found | Not found. API reference sits behind Developer Portal credentials; no public spec seen. API reference sits behind Developer Portal credentials; no public spec seen. | 2026-10-17 |
| Partner program | Envestnet Developer Portal; discovery session with the Integrations Team | Checked on the source's own page. [www.envestnet.com](https://www.envestnet.com/integrations) "Visit our unified portal for the tools needed to leverage Envestnet’s API" | 2026-10-17 |
| Public integration list | https://www.envestnet.com/integrations | Checked on the source's own page. [www.envestnet.com](https://www.envestnet.com/integrations) "Seamlessly integrate data, platforms, and solutions" | 2026-10-17 |
| Ways to connect | Native API | Checked on the source's own page. [developer.envestnet.com](https://developer.envestnet.com/products/envestnet/investor-experience) "Connection APIs provide access to goal summary, expense timeline, and success meter data from Envestnet MoneyGuide." | 2026-10-17 |

## MCP servers and AI connectors

- [Envestnet connector (Tamarac and MoneyGuide)](https://wealthtech.dev/mcp/envestnet-connector): Vendor AI connector (not MCP), Announced

## What the docs don't say

- Envestnet's public page does not state authentication scheme, sandbox, rate limits, webhooks or SDKs; the reference is behind portal credentials.
- The MoneyGuide APIs described cover goal summary, expense timeline and success meter data, and are described as investor-facing.

## Changes

No changes recorded since this record was first published.
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Source: https://wealthtech.dev/products/moneyguide · Facts licensed CC BY 4.0 (attribution "wealthtech.dev"). Every fact states where it was checked and when; check the source before relying on it.